It seems weekly that my wife asks me when I’m going to start working out again. I usually have the same old answer, “Soon.” I can assure you that answer won’t suffice for much longer.
Unfortunately the same response can be found for many hard working Americans out there regarding their 401k, “Hey, when are you going to start saving?”
If you think about it, your 401k is a lot like working out. Every day you tell yourself one of the following (or all three):